Serving Veterans and Their Families

Veterans Service Office

Located in the main lobby of the YMCA is the county Veterans Service Office.  Officer Kimberly Napoleon of the American Legion is available to help Veterans and their families register for state and federal benefits.  Kimberly can also direct military families if her office is unable to provide the services you may need.

  • Office Hours:  Monday – Friday 10 AM – 4 PM
  • Phone:  313.964.6640
  • Email:

Saginaw County Veterans Trust Fund

Michigan Veterans Trust Fund office – YMCA Branch

On Feb. 25, 1946, Gov. Harry Kelly signed Public Act 9 into law, creating the Michigan Veterans Trust Fund from $50 million in post-World War II reserve funds. Since then, the MVTF has helped veterans of every wartime era overcome unexpected expenses ranging from utility bills to home repairs to mortgage assistance and get back on their feet financially.

The Emergency Grant Program is intended to help veterans overcome an unforeseen situation causing a temporary or short-term financial emergency or hardship that a grant will resolve and for which the applicant can demonstrate the ability to meet future expenses.

Beginning December 2021, peacetime-era veterans 65 years and older are now eligible for emergency assistance as part of the MVTF’s 65+ Peacetime Program. The program allows veterans who served in a peacetime era, have at least 180 days of service, and were discharged under honorable conditions to apply for emergency assistance. A person is eligible to apply any time during the year in which they turn 65 years old.

Applications for assistance are reviewed and decided upon by committees appointed by the Michigan Veterans Trust Fund Board of Trustees. Appeals and reviews are sent to the board for consideration at their monthly meeting. The seven-member board is appointed by the Governor and has constitutional authority over Emergency Grant Program expenditures and policies.

Schedule an appointment today

  • Saginaw County Phone:  989.793.9560
  • Email:

Walking With Warriors – Veteran Navigator Program

Join fellow Veterans and Matthew Clark a Veteran Navigator with the Walking with Warriors program and enjoy friendship, camaraderie, laughs, and leadership over a hot cup of coffee and a “healthy” donut.

  • Every 3rd Thursday  – 10 AM
  • Hosted in the Saginaw Y lobby
  • Questions?  Contact Matt Clark 989.272.7375

Veterans & Veteran Family Lunch and Learns

Each month the YMCA in conjunction with the Michigan Veterans Affairs Agency and the county Veterans Service Office hosts an education luncheon.  Topics vary each month but the mission stays the same – to help our military community thrive through education.  A lunch is provided for all attendees.  Registration is required.  All events start at Noon.

2024 Veterans Events

Time: Noon – 1 PM

Feb. 22nd – Veterans Lunch and Learn

Mar. 14th – Veterans Lunch and Learn

Apr. 11th – Veterans Lunch and Learn

May 16th – Veterans Lunch and Learn

Jun. 13th – Veterans Lunch and Learn

Jul. 11th – Veterans Lunch and Learn

Aug. 15th – Veterans Lunch and Learn

Sep. 12th – Veterans Lunch and Learn

Oct. 10th – Veterans Lunch and Learn

Nov. 14th – Veterans Lunch and Learn

Dec. 12th – Veterans Lunch and Learn

  • Register Today – Call the YMCA at 989.753.7721 ext 212 or stop into our membership services desk

Annual Heroes Breakfast and Veterans Health Expo

Thank you for your service.  Each year the YMCA, Saginaw County Veterans Service Office, and community sponsors put on a FREE pancake and sausage breakfast for the Heroes in our community.  This includes our military, police, firefighters, nurses, and teachers.  Join us this year as we thank those who serve.  Following the breakfast, 50+ vendors will be onsite at the YMCA in their fieldhouse gym.  Vendors from all types of agencies will be on hand to support the military community.

2024 Event – Friday, November 8th

  • Annual Heroes Breakfast: 7 – 10 AM
  • Veterans Health Expo: 9 AM – 12 PM