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Welcome to the Y, a nonprofit organization dedicated to strengthening the community. With a focus on developing the potential of kids, improving individual health and well-being, and giving back and supporting our neighbors, your participation will bring about meaningful change not just within yourself, but in your community, too.

When you join the Y, you join a community organization that offers health, hope and opportunity:

“By participating in the YMCA Nationwide Membership Program, I agree to release the National Council of Young Men’s Christian Associations of the United States of America, and its independent autonomous member associations in the United States and Puerto Rico, from claims of negligence for bodily injury or death in connection with the use of YMCA facilities, and from any liability for other claims, including loss of property, to the fullest extent of the law.

The YMCA conducts regular sex offender screenings on all members, participants and guests.  If a sex offender match occurs, the YMCA reserves the right to cancel membership, end program participation, and remove visitation access.”

• Parents find a safe, nurturing environment for their children to stay active, be engaged and learn positive values.
• Families come together to have fun and spend quality time with each other.
• Children and teens play, develop self-confidence and know they are accepted.
• Adults connect with friends, pursue interests and learn how to live healthier.
• People from all backgrounds and walks of life come together to volunteer and help our community become stronger.
• We all build relationships that further our sense of belonging and purpose.

YMCA of Saginaw offers Health and Fitness Programs, Youth Sports, Free Classes, Free Child Watch with family memberships and more … Join the Y Today!

• 95,000 square feet of wellness featuring use of state-of-the-art fitness and cardio equipment, two pools with poolside spa on deck, two gymnasiums, racquetball courts, indoor and outdoor tracks, and over 60 group exercise classes per week
• Fully trained and caring staff who are always ready to assist you in achieving your health and fitness goals
• FREE equipment orientation with fitness “coach”
• FREE ActivTrax provides you with powerful adaptive technology to help you succeed on your health and fitness quest. By bringing all your needs into one application we are more effective in delivering results. Eliminate boredom from your workouts, enhance your personal training experience, and become more conscience of what you eat and how you feel.

Ask about JUMP START!

• FREE fitness classes – group exercise
• FREE child watch services during Kid Zone hours with Family Memberships –
ask about the affordable rate to use Kid Zone with your individual adult membership
• FREE open swim and gym time for members
• Volunteer opportunities
• Members may bring a guest
• Multiple locker rooms offering extended amenities
(MAC facilities for the adult male only: include an in locker room sauna, steam room, soap and towel service, and an air-conditioned lounge)
• Reduced rates on fee based lessons, programs, and camps
• Reduced rates at YMCA Camp Timbers in West Branch, MI
• Programs designed for all ages, abilities, and interests
• Reciprocity at Dow Bay Area YMCA and other Michigan YMCAs
Nationwide access: more than 2,400 Y’s across the country will honor your YMCA membership as part of our AWAY program (Always Welcome at the Y)

MEMBERSHIP RATES are income and need based

The YMCA of Saginaw is a not-for-profit, charitable, health and human services organization committed to helping ALL people grow in spirit, mind and body. We offer affordable monthly membership rates for families, adults, young adults and youth. Financial assistance is available to make a Y membership affordable to everyone! Every day, the YMCA of Saginaw offers quality, affordable programs and services designed to benefit people of all incomes and backgrounds. The Y uses contributed funds to ensure that those unable to pay the stated amount are able to participate.

Those unable to pay the full fee may receive financial assistance based on their demonstrated ability to pay and the Y’s ability to fund the subsidy.
So what is holding you back?

Financial Assistance

My Y Pricing is a simple, easy-to-understand pricing model that applies the appropriate membership rate based on the number of people in your household who choose to be members and your annual household income.

In order to adjust your rate, you must present a current tax return to verify household income at the time you join and again annually on your join anniversary date.
*Accepted documents for income verification include the 2017 or 2018 1040, 1040 EZ and 1040A.
We cannot accept:  W2’s, SSI Letter, Government Assistance Letter alone.
Don’t file or don’t have your copy of your taxes? 
Request the documentation:
You will receive it in the mail in 5-10 days.
Then bring it to us with your proof of income and this printable form completed.
Verification happens on the spot – we do not keep copies of your tax information.

We accept:
Silver Sneakers
Silver & Fit and
AARP Medicare Supplement Programs.
If you have these supplemental insurance programs, please talk to us! 

 Membership Types
  Full Monthly Rate 01/01/2019 Add
Joiner’s Fee
Household/Family MAC (Men’s Athletic Center) Solely for the purpose of classifying Y membership –
defined as any two adults living in one household, and any dependent children up to age 24 residing at the same address.  Youth ages 16-17, under an active and in good standing household/family membership, may enter at any time without adult supervision.
$84.00 $75
Household/Family General Solely for the purpose of classifying Y membership –
defined as any two adults living in one household, and any dependent children up to age 24 residing at the same address.  Youth ages 16-17, under an active and in good standing household/family membership, may enter at any time without adult supervision.
$66.00 $75
MAC – Men’s Athletic
Center (age 19+)
An individual age 19+
locker room includes additional amenities including towel service
$60.00 $50
Adult General – Men’s or Women’s An individual age 25 years or older using general locker room $43.00 $50
Young Adult An individual age 18 – 24 using general locker room $28.00 $25
Student Athlete/High School An individual age 14-17 using general locker room $20.00 $25
PROGRAM Membership An individual 7 thru 17
Register for and participate in program(s) at Y-Member Rates
After 50-yrs of Continuous Membership/Support – You No Longer Pay Monthly Membership Dues
adult or family fees as listed waived


  •  Perhaps you qualify for a medical hold until you can safely return?
    • Medical Hold (see membership director)
    • A doctors slip may be requested


  • Consider a 30, 60 or 90 day temporary hold
    • $13 a month, instead of the full membership rate
    • maximum request 90 days per calendar year

Print:  Change of information



Are you a seasoned runner or triathlete looking to kick it up a notch or a “want to be” gearing up to compete in your first 5K run/walk or triathlon?  The Saginaw YMCA has partnered with the Tri-To-Finish race management company to offer a Y exclusive, our Train to Finish Membership.


Holiday Break, Spring Break and Summer Break offers for students offer $0 joiner fee / $0 early term fee and rates as low as $25.  Call the welcome desk at (989) 753-7721 for the current college break details and pricing, if not shown below.

Summer Break
Price $75
Length of membership Add Early
Termination Fee
Joiner’s Fee
Bring Your School ID and Pay in Full at Registration  May 1 – August Young Adult
or Adult
$0 $0
Winter Break
Price $25
Length of membership Add Early
Termination Fee
Joiner’s Fee
Bring Your School ID and Pay in Full at Registration  mid-December to mid-January Young Adult
or Adult
$0 $0


Test drive our Y today!  Stop by and purchase a ‘Try the Y’ month-long membership for you or that special someone!  It is easy and affordable.  No Joiner’s Fee for this trial.

One Time Trial
30-Day PRICE
New Members Only
$25 1 Young Adult age 18-24 – General Locker Room
$33 1 Adult age 25+ – General Locker Room
$TBD Each, if 2 Adults join at the same time. Do not have to be on the same membership – Adult General Locker Room
$43 1 Adult age 19+ – MAC – Men’s Athletic Center Locker Room
$50 Household/Family – 2 adults and dependent children at the same address
$63 Household/Family – MAC – 2 adults and dependent children at the same address


Doug Temple at 989.753.7721 ext 218




We offer a one-time, special 30-day offer to new members considering Y membership.

Try us! You’ll love the Saginaw Family YMCA. Then ask about joining as a full facility member to enjoy our amazing benefits year-round.

Be fit. Be healthy.
And be part of something bigger than yourself.